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Mortgage Type Rate APR
Variable < 50% 2.25% 2.28%

Variable > 80%

2.65% 2.68%
1 Year Fixed* 2.40% 2.43%
2 Year Fixed 2.80% 2.84%
3 Year Fixed 3.10% 3.14%
5 Year Fixed 3.69% 3.75%
* This rate is exclusive to first time buyers.
 
 


Ezhome, as part of FinanceOne Ltd, is an independent mortgage intermediary. Our strategy is to make it easy for customers, first time buyers, trading up, refinancing and investors, to understand mortgages and make the right decision in terms of their property finance needs.

FIRST TIME BUYERS

The maximum mortgage banks are prepared to advance to first time buyers is 92% of the property value or purchase price (whichever is lower)

First time buyers are now required to contribute a minimum of 8% of the purchase price towards their new property. This deposit or equity can come from a number of sources including:

  • Personal savings
  • Parental gift or deposit
  • Personal loan (subject to conditions)

 




First Time Buyers Save Time, Money and Hassle with ezhome

Calculate the benefits of Trading Up with ezhome

Investors - Calculate your investment returns for existing and future portfolios

Re-Mortgaging - Calculate how much money you can free up, and save with ezhome

To help you save for your new home or for the best interest rates for your deposit, please visit the following websites: